Condominium and Townhouse

Purchasing a condominium or townhouse is a nice alternative to owning a house. Similar to an apartment environment, you do not take on the liability for the upkeep and landscaping of the common grounds. However, unlike renting, at the end of the year, you have more to show for your investment than 12 rent receipts.

While your Condo Association's master policy covers the overall building and any common areas, such as lobbies and elevators, it does not cover everything. In fact, in most instances, the master policy only covers the bare walls. You are responsible for your belongings and, in most cases, the cabinets, appliances, and any improvements you have made.

So, if you're wondering if you need Condominium/Townhouse Insurance, ask yourself the following questions:
° How would you rebuild if you lost everything today?
° Do you have the money to replace all of your clothes, furniture, collectibles, and appliances?

If the answer to these two questions is no, you need this insurance, and you need an insurance provider who is going to offer you all the coverage you need to cover your investment.

To obtain more information and/or a quote on this type of insurance, click our Quotes link, and one of our agents will contact you soon.

All applicants are subject to insurance company underwriting guidelines and qualifications.